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Schwab Bank offers High Yield Investor Checking accounts and High Yield Investor Savings accounts. Visit us at Schwab.com/banking for more information.
Deposit Rates as of 03/07/2015
High Yield Investor Savings Account®
$0 minimum opening deposit
Balance Tier
Charles Schwab Bank - label.rates
$0.00 - $499,999.99 $500,000.00 +
Rate APY1 Rate APY1
0.12% 0.12% 0.12% 0.12%
Money Market Deposit Account (MMDA)(closed to new accounts)
Balance Tier
Charles Schwab Bank - label.rates
$0.00 - $2,499.99 $2,500.00 - $9,999.99 $10,000.00 - $49,999.99 $50,000.00 - $99,999.99 $100,000.00 - $499,999.99 $500,000.00 +
Rate APY1 Rate APY1 Rate APY1 Rate APY1 Rate APY1 Rate APY1
0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05%
Certificate of Deposit*(closed to new accounts)
Balance Tier
Charles Schwab Bank - label.rates
Term $1,000.00 - $4,999.99 $5,000.00 - $9,999.99 $10,000.00 - $19,999.99 $20,000.00 +
Rate APY Rate APY Rate APY Rate APY
3 Months 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03%
6 Months 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03%
12 Months 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03%
18 Months 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03%
24 Months 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03%
36 Months 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03%
48 Months 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03%
60 Months 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03%
Interest Checking Account(closed to new accounts)
Balance Tier
Charles Schwab Bank - label.rates
$0.00 - $249,999.99 $250,000.00 - $4,999,999.99 $5,000,000.00 - $49,999,999.99 $50,000,000.00 - $99,999,999.99 $100,000,000.00 - $199,999,999.99 $200,000,000.00 +
Rate APY1 Rate APY1 Rate APY1 Rate APY1 Rate APY1 Rate APY1
0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02%
Interest Checking Plus Account(closed to new accounts)
Balance Tier
Charles Schwab Bank - label.rates
$0.00 - $2,499.99 $2,500.00 - $9,999.99 $10,000.00 - $49,999.99 $50,000.00 - $99,999.99 $100,000.00 - $499,999.99 $500,000.00 +
Rate APY1 Rate APY1 Rate APY1 Rate APY1 Rate APY1 Rate APY1
0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02%

* The interest rate and Annual Percentage Yield (APY) will not change for the term of the account. The Annual Percentage Yield assumes interest remains on deposit until maturity. Certificates of Deposit (CDs) carry an early withdrawal penalty equal to 90 days interest for all terms and balance tiers.
1Annual Percentage Yield. Interest rates may change after the account is opened.

The Annual Percentage Yields (APY) shown are for accounts offered by the Bank and effective as of the date shown above, unless otherwise noted. Rates are subject to change without notice. Each tier shown reflects the current minimum balance required each day to obtain the applicable Annual Percentage Yield. Fees may reduce earnings.

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